Once upon a time, specialists in the field of psychology and economics faced the task of answering questions about how much money is needed for happiness, why someone succeeds and someone does not, and, finally, how the psychology of a rich person differs from a poor one. To date, a clear understanding has been formed that we alth is, first of all, work on oneself, and without a psychological aspect it is impossible. Let's see what the psychology of poverty and we alth is.
Income distribution
People with different income levels distribute cash flows differently.
Prosperous people in receiving and spending money often adhere to the "norm" strategy. They realistically assess their needs and opportunities, earn what they planned, spend as much as they need, make savings.
Middle-income people tend to live in a "plain" strategy. They earn exactly as much as they plan to spend. With such a strategy, a person is deprived of any financial development. He always has a need to cover his expenses and no time for growth. Respectively,there is no question of accumulating funds.
Finally, people with lower than average income usually follow the "pit" strategy. They make big plans for their money, while earning little and spending a lot. Over time, the inability and unwillingness to earn money leads to the fact that a person is constantly in material subordination. He blindly fulfills the requirements of the one on whom his material condition depends.
Attitude towards money
One scientist and researcher found that people with high incomes are more likely to notice the connection between money and achievements than everyone else. As income increases, the role of money in a person's life first increases and then decreases. That's some interesting psychology. Money is needed most of all by those who have an average level of income. It was also noted that as income increases, a person's tendency to withhold the amount of his earnings increases.
Studies show that a person's attitude to such factors as power, quality, prestige, anxiety and distrust does not depend on the amount of money. In other words, the level of happiness is not directly related to the level of income. There are much stronger sources of happiness: leisure makes us 42% happier; family - by 39%; work (as a way to realize one's potential) - by 38%; friends - by 37%; relationships with the opposite sex - by 34%; and, finally, he alth - by 34%. The attitude towards money expresses the unsatisfied needs of a person and determines the model of his behavior in the field of social and economic relations.
Attitude towards moneyreflects the following factors:
- Money taboo. Today, talking about intimate relationships is less taboo than talking about money and income of the interlocutor. Questions about the level of earnings are considered bad manners.
- Age and gender. Men are more rational than women when it comes to spending money. When there is no opportunity to buy something, it is the girls who are more upset. The older a person is, the better he knows the value of money.
- Personal characteristics, in particular self-esteem. The lower it is, the more a person attaches importance to money.
Attitude towards material we alth is formed under the influence of such factors:
- Early childhood experiences.
- Intergroup rivalry.
- Persuasion.
- Parental attitude towards money.
Each of us has a certain "financial corridor", and we unconsciously strive to be in it. At an unconscious level, a person sees and notices only those circumstances and facts that correspond to his personal beliefs, ignoring information that does not correspond to his picture of the world. To expand your capabilities, you need to get out of your comfort zone, learn to admit your mistakes and constantly try new things. The psychology of poverty rejects development and limits a person very much, preventing him from reaching his potential.
Common myths about money
- Money is powerful. To assert that everything is bought and sold can only be a person who has not decided on the meaning of hislife. It is interesting to note that it is the psychology of poverty that presupposes such a worldview. Rich people know it's not money that rules the world.
- Money is a criterion of human social adaptation. In other words, the more a person has them, the more he is valued, loved and respected. You can't buy sincere respect.
- Money spoils a person. The poor man, whose psychology is blocking development, as a rule, believes that money is evil, and it spoils people. In fact, financial well-being only enhances those personality traits that prevail. Thus, money makes a kind person generous, a brave person heroic, an evil person aggressive, and a greedy person stingy.
- Big money can't be earned honestly. A very common excuse for poor people. Today, a huge number of people achieve financial well-being in an honest way. Those whose picture of the world is corrected by the psychology of poverty fail to understand that many we althy people, on principle, conduct their business in an honest way. In this regard, one cannot call successful, for example, an official who built his fortune through bribes. He is rich, but not successful, and most importantly, unhappy. Moreover, if you dig deeper, he is not even rich, since his well-being does not depend on skills and professionalism, but on a temporary post.
Why do people want money?
In the pursuit of we alth, a person often tries to secure security, power, freedom or love. Let's take a look at each of the factors.separately:
Safety. Often a person's need for emotional security causes a desire for prosperity and a fear of poverty. The psychology of such people is formed in connection with childhood traumas. An increase in income brings back the same sense of security that was felt in childhood. Money helps overcome anxiety. From this point of view, people can be divided into 4 categories:
- The miser. Such people find the main meaning of financial activity in saving.
- Ascetic. The people of this group take great pleasure in showing poverty and self-denial.
- Hunter for bargains. This person will not spend money until he is in the maximum advantageous position. Discouraged by the prospect of acquiring something at an unreasonably low price, he may spend his savings irrationally, acquiring unnecessary things. And the prospect of acquiring something more expensive in a person dulls the fear of poverty. The psychology of poverty often manifests itself in the pursuit of profit. More details about the attitude towards discounts will be discussed below.
- Fanatical collector. Such people tend to cult things that can even replace relationships with loved ones.
Power. Money, and the prospect of the power it opens up, is often seen as an attempt to return to infantile fantasies of omnipotence. Those who seek power from money are often quite aggressive in pursuing their ambitions. From the point of view of the desire for power, people are divided into the following groups:
- Manipulator. Such a person throughmoney manipulates others, taking advantage of their greed and vanity.
- Empire builder. Such people are always confident in their abilities. They deny their dependence on anyone and try to make others dependent on them.
- The Godfather. This type of person buys the loy alty and loy alty of others with money, often resorting to bribes.
Freedom. From the point of view of freedom, money acts as a panacea for routine, opening up the opportunity to manage your time and fulfill your desires and dreams without any obstacles. In itself, the desire for freedom as a motivation for making money is very commendable, the main thing is that a person should feel the measure. From the point of view of freedom, people are divided into the following groups:
- Buyer freedom. These people position their self-sufficiency as the main goal in life. Not always they can enlist the support of loved ones.
- Freedom fighter. A prominent representative of this group is a radical politician who rejects money in every possible way as a result of the enslavement of people.
Love. Many people think that by increasing their income, they will receive the devotion and love of others. Such people can be conditionally called "buyers of love." They give gifts to others in the hope of gaining their favor. Often, having money gives a person the feeling that they are more attractive to the opposite sex
Many, not realizing that the main task is to solve an existential problem, headlong trying to earn more money, and as a result they do not become happier. Here asFor example, we can recall the saying that money can buy a bed, but not a dream; medicines, but not he alth; home, but not comfort; ornaments, but not beauty; entertainment but not happiness, and so on.
Thus, often completely non-financial goals become financial goals for a person, which, of course, is a big mistake and does not affect such a problem as the poverty syndrome. The psychology of self-preservation distances a person from solving his problem. As a rule, to realize an old dream, a person needs quite a bit of money. And sometimes they are not needed at all.
Psychological portrait of a poor person
To justify themselves and their poverty, people form certain attitudes in their worldview. Let's look at what psychological barriers do not allow a person to get out of poverty, which prevents him from gaining financial independence.
Complaints about life
Perhaps this is the first distinguishing feature of a person whose mind is dominated by the psychology of poverty. Very often people complain about their country, loved ones, unfavorable times, external shortcomings, and so on. All this testifies to reactive thinking, which assumes that a person adapts to the environment. Successful people preach projective thinking, changing the environment that does not suit them. This is the difference between poverty and we alth. The psychology of decision is inherent in the rich and successful. The poor prefer only to discuss their problems. The psychology of a leader is based on the same principle. Radislav Gandapas - the most titled business coach of Russia - says: "If the environment does not suit you, leave it, change it or die in it … just don't complain!" Thus, the first thing to note when answering the question of how to get rid of the psychology of poverty is the fact that you need to stop complaining. And not only to others, but also to yourself.
“Everyone owes me”
Psychologically poor people are often sure that everything owes them (country, employer, parents, children, wife/husband, and so on). Thus, people shift their responsibility to others. A successful person is used to doing everything himself. He is fully responsible for his life and will never say that someone owes him.
Unloved and underpaid but stable job
Another very common manifestation of the psychology of poverty. People are ready to give all their time to an unloved job that consistently brings them income. They can hate their manager and colleagues, get very tired, live with constant dreams of Friday and a salary, but at the same time do not change anything. People are afraid to quit, because it means a certain uncertainty and uncertainty, which the psychology of poverty rejects. A successful person will not get hung up on one job. He is confident in his abilities and ready to knock on any door. In addition, he is always looking for additional sources of income and tries to monetize his hobby.
Fear of change
Man by nature strives for peace and stability. But often, in order to achieve success, including financial success, you need tobe ready for change. It can be a job change, moving, starting your own business, and so on. And if a person is poor and does not change anything, then how will he become rich? The one who refuses to open up to everything new inevitably develops a psychology of poverty. How to fix this problem? Just start doing things atypical for yourself - and soon you will begin to get excitement and energy from it.
Low self-esteem
Not all people who can be called poor complain about life. Many of them understand everything, but consider themselves unworthy of more. Of course, if a person has not achieved anything and he has nothing to be proud of, then self-esteem has nowhere to come from. However, the lack of achievement should encourage action, not self-flagellation.
Inaction
As a rule, people with the psychology of poverty are inactive. This manifests itself both in relationships with others and in everyday life. This is due, again, to the reluctance to learn something unknown and take risks, as well as the fear of failure. After all, if you do nothing, then there is nowhere to make mistakes. Therefore, getting rid of the psychology of poverty involves active action, constant development and the search for opportunities.
Envy
A very unpleasant sign of the psychology of poverty. If a person openly or secretly envies someone whose life is better, he is doomed to poverty. Of course, in rare cases, envy can become a motivator, but this is more of a rivalry than envy. If a person has a desire to compete, then this is not quite the psychology of poverty. Signs of poverty should be eradicatedcomplex, but you need to get rid of envy first of all. Instead of being jealous of someone, you need to ask yourself what efforts have been made to be better. And there is no point in comparing yourself with anyone, because everyone has their own life.
Greed
It is worth mentioning that greed and frugality are not the same thing. A greedy person puts money as the highest priority, he denies himself everything and does not live the way he wants. A frugal person, in turn, does what he wants, but at the same time plans his budget wisely. However, both of these traits are not characteristic of rich people, but if frugality helps in some cases, then greed destroys us from the inside. Greed should be eradicated because it will never lead to success.
All at once
People with the psychology of poverty often dream of getting everything at once, while, of course, doing nothing. Of course, that doesn't happen. To achieve financial well-being, you need to understand how hard money gets. Otherwise, a person will not be able to cope with them. People with the psychology of poverty to the question "What will you do if you get a million?" they usually answer that they will spend it on some kind of entertainment. A person with the psychology of we alth will say that he will invest this million in a business that will bring him income. Having achieved success, he will definitely return that same million back.
Passion for easy money
This sign is somewhat similar to the previous one. All poor people love discounts and easy money. Greed or economy - it does not matter. It is important that the passion for easy money is a feature of an unsuccessful and poor person. When a person is self-sufficient, he perceives the offer to save money as a threat and a catch. The successful person doesn't like discounts because they know they can afford to pay full price. Wherever there is a choice between "pay" or "not pay", he pays. For example, why are there no discounts in the salons of premium car brands? Not because potential buyers do not count money, but because they are afraid of discounts. This can also include bribery, blasphemy, and so on. That is why not every we althy person is rich. He is rich in wallet, but poor in outlook.
"Take", not "give"
One of the most enduring signs of a truly rich person is service. Agree, it sounds paradoxical. Let's figure it out. What is the dream of the poor man? Usually this is a good car, a good house, rest and other attributes of we alth. Moreover, as a rule, to the question “What else?” he answers something like: "Well … a car, and you can do better." A rich person rarely thinks about his needs. His mission is to make the lives of those around him better. First it spreads to the family, then to the city, and then to the country. That's why many successful people give a lot of money to charity. The poor will say: "Sins atone for!" And what else can he say if he thinks in terms of “take” and not “give”, and does not understand how you can give someone the money earned with sweat and blood.
Service is a huge source of motivation and vitality. This is the strongest thing that is incomprehensible to people with the psychology of poverty. Service can be identified with the psychology of a leader, father, and God.
Forming a goal
Scientists have proven that success is most often achieved by those who clearly know what they want. One of the most prestigious universities in the world conducted a survey with one simple question: "Do you set clear, written goals for the future?" The result showed that 3% of those surveyed write down their goals, 13% know what they want but do not write it down, and the remaining 84% do not have any clear goals other than to graduate. Ten years later, these same people were asked about their income levels. It was found that respondents who had goals, but did not write them down, earn twice as much as those who did not set goals. But the most interesting thing is that the same 3% of survey participants who wrote down their goals earn ten times more than everyone else. Here, perhaps, there is nothing to add.
How to overcome the psychology of poverty?
So, summarizing what has been said, let's make a conclusion. How to get rid of the psychology of poverty? For this you need:
- Stop complaining!
- Understand that no one owes anything to anyone!
- Stop holding on to jobs you hate!
- Love change and action!
- Take action to boost your self-esteem!
- Don't waste time on inappropriate actions!
- Eradicate envy!
- Don't expect a quick result!
- Eradicate your passion for easy money!
- Motivate yourself to success through service!
- Write down your goals!
Conclusion
Today we figured out what the psychology of poverty and we alth is. It is surprising that in our time, when there are so many conditions and opportunities for financial well-being, as well as tools to ensure it (books, trainings, etc.), many suffer from a lack of money. Definitely, the reason for everything is not external factors, but the psychology of poverty. A book about success and financial well-being is unlikely to help someone who is poor in their thoughts or is simply afraid to change something. Therefore, first of all, you need to work on yourself and your worldview!
